Should users or suppliers select the Wallet to complete payment with their Leasing Credit Limit?

• After both partners have confirmed the terms, an invoice will be generated, and the paying partner will be prompted to select their payment method.
• When the deal is accepted, the invoice will be added to the wallet. 
  • This does not mean the Leasing Credit Limit (Wallet balance) 💰 has been charged already. 
• We will only charge the invoice to the paying partner's available wallet balance after they click on the option Use Wallet to Proceed

• In the example above, the paying partner has enough Wallet balance to proceed with the "Use wallet to proceed" option. 
• After selecting this option, the deal will be moved to the Release stage instantly: 

• The Supplier will be requested to provide the Pick-up Release Reference

What happens if I click on the Select Payment Method button?

• After the paying partner clicks on the Select Payment Method option:

• The paying partner will see the following payment method options: 
  • Wallet balance (if available)
  • Credit Card
  • Bank Transfer

• The paying partner can now select the payment method of their choice.
• It is worth noting that the credit card and wallet balance payments are instantly credited to the deal.
  • For bank transfers, both partners would have to wait for xChange to receive the payment.

• If the paying partner selected Bank transfer as their payment method, after they click on Confirm & Pay, they will see the following: 

What happens if I want to use xChange Wallet balance or Credit Card to proceed but accidentally click on Bank Transfer?

• You can review the article:
  • Can I change my payment method in Leasing deals?